Should I consider consolidating my pensions?

If you have worked for a number of different employers and/or have been self-employed, you might have a number of different pensions and might be considering consolidating them. However it is important to find out how they are performing, if there is a penalty for transferring funds, are there guaranteed annuity or growth rates and other important areas. The decision to transfer should not be taken lightly so do talk to your financial adviser.


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